{"id":603,"date":"2022-08-19T03:06:00","date_gmt":"2022-08-19T02:06:00","guid":{"rendered":"https:\/\/www.academicrelated.com\/?p=603"},"modified":"2024-01-22T10:02:17","modified_gmt":"2024-01-22T09:02:17","slug":"budget-apps-for-college-students","status":"publish","type":"post","link":"https:\/\/www.academicrelated.com\/budget-apps-for-college-students\/","title":{"rendered":"10 Budget Apps For College Students in 2024"},"content":{"rendered":"\n<p>Tracking our finances could be very tasking, but there are some budget apps for college students that adapt to campus life and expenses that can be incurred.<\/p>\n\n\n\n<p>Your personal finance management is a good skill to work on and these budget apps will help you just fine.<\/p>\n\n\n\n<p>College is of course a training ground for not only academic excellence but also for life after school.<\/p>\n\n\n\n<p>From purchasing books to meals, hangouts, and other expenses.<\/p>\n\n\n\n<p>We can easily spend an overtime question where the money all went.<\/p>\n\n\n\n<p>Using a budget app helps you imbibe financial principles you may not even be aware of.<\/p>\n\n\n\n<p>Several budgeting apps are available, and downloadable on your smartphones or pcs.<\/p>\n\n\n\n<p>They&#8217;ll teach you how to budget, stay within your limits and resources, and save.<\/p>\n\n\n\n<p>We&#8217;ve curated a list of some budget apps for college students that make it easier to keep a budget.<\/p>\n\n\n\n<p><strong>Do you know you can get&nbsp;<\/strong><a href=\"https:\/\/www.academicrelated.com\/students-discounts-and-loans\/\" target=\"_blank\" rel=\"noreferrer noopener\"><strong>discounts on some items as a student<\/strong><\/a><strong>? At the end of this article, we will show you how to get discounts when you\u2019re buying some student items.<\/strong><\/p>\n\n\n\n<div class=\"wp-block-rank-math-toc-block\" id=\"rank-math-toc\" id=\"rank-math-toc\"><h2>Table of Contents<\/h2><nav><ul><li ><a href=\"#best-budgeting-apps-for-college-students-what-to-consider\">Best Budgeting Apps for College Students: What to consider?<\/a><ul><li ><a href=\"#cost\">Cost<\/a><\/li><li ><a href=\"#security\">Security<\/a><\/li><\/ul><\/li><li ><a href=\"#benefits-of-budgeting-tools-for-students\">Benefits of Budgeting Tools for Students<\/a><ul><li ><a href=\"#1-gives-you-financial-control\">#1. Gives you financial control &#8211;\u00a0<\/a><\/li><li ><a href=\"#2-helps-you-achieve-your-financial-goals\">#2. Helps you achieve your financial goals &#8211;\u00a0<\/a><\/li><li ><a href=\"#3-organizes-your-expenditures-and-savings\">#3. Organizes your expenditures and savings\u00a0\u00a0<\/a><\/li><\/ul><\/li><li ><a href=\"#best-budget-apps-for-college-students-in-2023\">Best Budget Apps for College Students\u00a0in 2023<\/a><ul><li ><a href=\"#1-mint\">#1. Mint<\/a><\/li><li ><a href=\"#2-wally\">#2. Wally<\/a><\/li><li ><a href=\"#3-personal-capital\">#3. Personal Capital<\/a><\/li><li ><a href=\"#4-every-dollar\">#4. EveryDollar<\/a><\/li><li ><a href=\"#5-albert\">#5. Albert<\/a><\/li><li ><a href=\"#6-dollarbird\">#6. Dollarbird<\/a><\/li><li ><a href=\"#7-goodbudget\">#7. Goodbudget<\/a><\/li><li ><a href=\"#8-simple\">#8. Simple<\/a><\/li><li ><a href=\"#9-pocket-guard\">#9. PocketGuard<\/a><\/li><li ><a href=\"#10-chip\">#10. Chip<\/a><\/li><\/ul><\/li><li ><a href=\"#best-budget-apps-for-college-students-fa-qs\">Best Budget Apps for College Students | FAQs<\/a><ul><li ><a href=\"#faq-question-638446b9f158d\">What are the Best Budgeting Apps?<\/a><\/li><li ><a href=\"#faq-question-638446b9f1590\">What is the 50 30 20 budget rule?<\/a><\/li><li ><a href=\"#faq-question-638446b9f1591\">Are budget Apps Safe?<\/a><\/li><\/ul><\/li><li ><a href=\"#conclusion\">Conclusion<\/a><\/li><li ><a href=\"#references\">References<\/a><\/li><li ><a href=\"#editors-recommendation\">Editor&#8217;s Recommendation<\/a><\/li><\/ul><\/nav><\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"best-budgeting-apps-for-college-students-what-to-consider\"><strong>Best Budgeting Apps for College Students: What to consider?<\/strong><\/h2>\n\n\n\n<p>We&#8217;ve found that budget apps do a lot of help in controlling our finances.<\/p>\n\n\n\n<p>However, before hopping onto one there are certain considerations you should put in place.<\/p>\n\n\n\n<p>Here are two main thighs to look out for when deciding on a budget&nbsp; app to use:<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"cost\">Cost<\/h3>\n\n\n\n<p>Many budget apps come with a free version.<\/p>\n\n\n\n<p>So while some of the best budget apps for college students are free, they are often limited in the features they have and services provided.<\/p>\n\n\n\n<p>Also, some may only be free for a limited time after which you have to start a subscription.<\/p>\n\n\n\n<p>It will be necessary to choose a budget app that doesn&#8217;t tax you too much on fees.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"security\">Security<\/h3>\n\n\n\n<p>A good number of the best budget apps will require that you link your account to the app.<\/p>\n\n\n\n<p>This increases the functionality and efficiency of the app.<\/p>\n\n\n\n<p>However, it raises concerns among prospective customers.<\/p>\n\n\n\n<p>The security of any budget app can be attested by reviews it gets from users who&#8217;ve had it or currently use it.<\/p>\n\n\n\n<p>In addition, apps that have two-factor authentication (2FA) are safe to use. So look out for this too.<\/p>\n\n\n\n<p><strong>Also Read: <a href=\"https:\/\/www.academicrelated.com\/apple-student-discount\/\" target=\"_blank\" rel=\"noreferrer noopener\">How To Get An Apple Student Discount 2023<\/a><\/strong><\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"benefits-of-budgeting-tools-for-students\"><strong>Benefits of Budgeting Tools for Students<\/strong><\/h2>\n\n\n\n<p>There are so many benefits you can get from having one f the best budgeting apps for students.<\/p>\n\n\n\n<p>Some of the most strategic and impactful ones are mentioned here:<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"1-gives-you-financial-control\">#1. Gives you financial control &#8211;&nbsp;<\/h3>\n\n\n\n<p>Using a college student budget planner helps you stay in the lead of your finances.<\/p>\n\n\n\n<p>You will be better able to make decisions on what and not to spend on.<\/p>\n\n\n\n<p>Moreover, the budget app will help ensure you uphold your financial decisions.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"2-helps-you-achieve-your-financial-goals\">#2. Helps you achieve your financial goals &#8211;&nbsp;<\/h3>\n\n\n\n<p>With budgeting apps for students, you can now set goals and financial commitments.<\/p>\n\n\n\n<p>Complying with the recommendations you receive, you&#8217;ll quickly start to see results on your financial goals.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"3-organizes-your-expenditures-and-savings\">#3. Organizes your expenditures and savings&nbsp;&nbsp;<\/h3>\n\n\n\n<p>Any of the best budget apps for college students will divide your money into areas of spending and saving.<\/p>\n\n\n\n<p>This helps you see which category takes more and why.<\/p>\n\n\n\n<p>You can now set limits and organize what things you choose to spend on, in order to increase your savings.<\/p>\n\n\n\n<p><strong>Read Now: <a href=\"https:\/\/www.academicrelated.com\/cheap-vacations-for-college-students\/\" target=\"_blank\" rel=\"noreferrer noopener\">Cheap Vacations for College Students in 2023<\/a><\/strong><\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"best-budget-apps-for-college-students-in-2023\"><strong>Best Budget Apps for College Students&nbsp;in 2023<\/strong><\/h2>\n\n\n\n<p>Budgeting as a student is best learned early. There are many expenses both anticipated and unforeseen that may come daily. Without a budget, you can easily throw some cash around.&nbsp;<\/p>\n\n\n\n<p>We&#8217;ve compiled a list of the best budget apps to help you stay in control of your expenditure and finance life as well.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"1-mint\">#1. Mint<\/h3>\n\n\n\n<p>Mint is a free app that allows you to create your budget in different categories.<\/p>\n\n\n\n<p>These are simply categories, such as college books and school materials, weekly meal expenses, or transport.&nbsp;<\/p>\n\n\n\n<p>It also automatically updates and categorizes transactions from linked credit and debit cards, giving you a good picture of your monthly expenses.<\/p>\n\n\n\n<p>Mint serves excellently at helping you save more and spend less.<\/p>\n\n\n\n<p>It alerts you when you are exceeding your budget limits and awards free credit scores on performance.<\/p>\n\n\n\n<p>Mint has gained high trust among college students as it is owned by the makers of Quickbooks and TurboTax.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"2-wally\">#2. Wally<\/h3>\n\n\n\n<p>Wally is another budgeting app for college school students that effectively keep track of their spending and income.<\/p>\n\n\n\n<p>It records your expenses and income, then shows you the remainder of your budget to keep you from overspending.<\/p>\n\n\n\n<p>A major benefit is that it has built-in support for virtually all foreign currencies.<\/p>\n\n\n\n<p>Also, it doesn&#8217;t require you to connect your bank account to get the most out of it.<\/p>\n\n\n\n<p>This allays all concerns or fears regarding your privacy.<\/p>\n\n\n\n<p><strong>Also Read: <a href=\"https:\/\/onlinestudyingservices.com\/2021\/11\/24\/30-best-books-every-college-student-should-read\/\" target=\"_blank\" rel=\"noreferrer noopener\">30 Best Books Every College Student Should Read<\/a><\/strong><\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"3-personal-capital\">#3. Personal Capital<\/h3>\n\n\n\n<p>Personal capital displays your investments on your dashboard and uses an asset allocation tool to determine your net worth.<\/p>\n\n\n\n<p>It&#8217;s a good money-saving app if you are interested in investing or long term savings.<\/p>\n\n\n\n<p>It keeps track of how much you&#8217;ve saved and how you spend, to help you make decisions on where to save or reduce spending.<\/p>\n\n\n\n<p>With this app, you get a freely automated analysis of your investment fees, asset classes, and other important investment details.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"4-every-dollar\">#4. EveryDollar<\/h3>\n\n\n\n<p>EveryDollar is a budgeting app that operates on zero-based budgeting.<\/p>\n\n\n\n<p>On zero-based budgeting, all your expenses are subtracted from your income until it gets to $0.<\/p>\n\n\n\n<p>This app helps to apportion all bits of your income such that there is no leeway for waste.<\/p>\n\n\n\n<p>You can use this to build up funds in savings or pay off debts you already owe.<\/p>\n\n\n\n<p>On the free version, you can manually enter transactions.<\/p>\n\n\n\n<p>Whereas, the upgraded version does this automatically for a fee.<\/p>\n\n\n\n<p>On the free version, you won&#8217;t be able to link your bank account, while on the upgrade you are billed annually $129.99.<\/p>\n\n\n\n<p>You then have access to link your bank account and expenses.<\/p>\n\n\n\n<p><strong>Read Also: <a href=\"https:\/\/www.academicrelated.com\/cheap-student-accommodation-pretoria\/\" target=\"_blank\" rel=\"noreferrer noopener\">How to Get a Cheap Student Accommodation in Pretoria in 2023| Full Guide<\/a><\/strong><\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"5-albert\">#5. Albert<\/h3>\n\n\n\n<p>Albert is a money-saving app, but more than keeping your money it tracks your finances and spending.<\/p>\n\n\n\n<p>Upon download of the app, you\u2019ll also receive suggestions on how you can cut back on your spending in certain areas.<\/p>\n\n\n\n<p>For instance, cooking more often rather than eating out or canceling a subscription you don&#8217;t use much.<\/p>\n\n\n\n<p>It also provides you the opportunity to send inquisitive texts to financial experts to help make decisions on your spending.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"6-dollarbird\">#6. Dollarbird<\/h3>\n\n\n\n<p><a href=\"https:\/\/www.facebook.com\/dollarbirdapp\/posts\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">Dollarbird<\/a> keeps track of your spending using calendar systems instead of basing it on different categories.<\/p>\n\n\n\n<p>It enables you to track your spending ahead of time, which generally makes saving easier.<\/p>\n\n\n\n<p>Through this forecasted method, it is easier to put a pin on your spending when the time comes.<\/p>\n\n\n\n<p>You can simply input your expenses like monthly rent, phone bills, subscriptions, and any other fixed expenses ahead of time.&nbsp;<\/p>\n\n\n\n<p>Following this, Dollarbird will tell you how much you have left to spend and save.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"7-goodbudget\">#7. Goodbudget<\/h3>\n\n\n\n<p>Goodbudget is a budgeting app using digital envelopes to help you set up your <a href=\"https:\/\/en.wikipedia.org\/wiki\/Budget\" target=\"_blank\" rel=\"noopener\">budget<\/a>.<\/p>\n\n\n\n<p>Depending on how many envelopes you use, you can track and manage your expenses for a year or more.<\/p>\n\n\n\n<p>Also, it allows you to have two devices on one account.<\/p>\n\n\n\n<p>So you can easily track your spending on a home computer or tablet, or when you&#8217;re out on your phone.<\/p>\n\n\n\n<p>It also has a debt tracking feature to monitor the progress you&#8217;ve made in settling your debts.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"8-simple\">#8. Simple<\/h3>\n\n\n\n<p>Simple is a great budgeting app for college students.<\/p>\n\n\n\n<p>It keeps automatic track of your budget and expenditure and regularly updates it.<\/p>\n\n\n\n<p>Simple connects to your bank account and allows you to create and follow a budget.&nbsp;<\/p>\n\n\n\n<p>You can conveniently monitor how much you\u2019re spending or how close you are to going over your budget.&nbsp;<\/p>\n\n\n\n<p>Being connected to your bank makes it easier to manage your banking and budgeting in one place rather than on two different apps.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"9-pocket-guard\">#9. PocketGuard<\/h3>\n\n\n\n<p>PocketGuard records transactions based on how you record your transactions based on how you set up your budget.<\/p>\n\n\n\n<p>This helps you know whether you are too close to overspending or still in good financial shape.<\/p>\n\n\n\n<p>When necessary, it gives recommendations on how to reduce your spending.&nbsp;<\/p>\n\n\n\n<p>It also has a feature to help determine whether you can afford to make a purchase based on your budget.<\/p>\n\n\n\n<p>It greatly helps to ensure you avoid making big purchases on your credit card.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"10-chip\">#10. Chip<\/h3>\n\n\n\n<p>Chip helps you manage your money conveniently.<\/p>\n\n\n\n<p>With Chip, you can link your bank account and get access to certain special features.<\/p>\n\n\n\n<p>A variety of these is getting spending analyses, setting savings goals, and keeping track of saving streaks.<\/p>\n\n\n\n<p>Chip also gives you a good indication of how much to set aside when you&#8217;ve been paid.<\/p>\n\n\n\n<p><strong>Also Read: <a href=\"https:\/\/www.academicrelated.com\/how-to-create-a-edu-email-account\/\" target=\"_blank\" rel=\"noreferrer noopener\">Easy Guide on How To Create a .edu Email Account for Free 2023<\/a><\/strong><\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"best-budget-apps-for-college-students-fa-qs\">Best Budget Apps for College Students | FAQs<\/h2>\n\n\n<div id=\"rank-math-faq\" class=\"rank-math-block\">\n<div class=\"rank-math-list \">\n<div id=\"faq-question-638446b9f158d\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \">What are the Best Budgeting Apps?<\/h3>\n<div class=\"rank-math-answer \">\n\n<p>Some of the best apps available are mint, wally, simple, everyDollar, pocket wallet, and several others.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-638446b9f1590\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \">What is the 50 30 20 budget rule?<\/h3>\n<div class=\"rank-math-answer \">\n\n<p>The 50 30 20 rule proposes you divide your after-tax income into three portions.<br \/>Spending 50% of it on needs, 30% on wants, and 20% should be shoved into savings. It was popularized by senator Elizabeth warren.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-638446b9f1591\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \">Are budget Apps Safe?<\/h3>\n<div class=\"rank-math-answer \">\n\n<p>In most cases, reputable and popular budget apps are safe to use. Before hooking onto anyone check for reviews and make your decision.\u00a0<br \/>However, budget apps with 2FA encryption are very safe to use.<\/p>\n\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n\n\n<h2 class=\"wp-block-heading\" id=\"conclusion\"><strong>Conclusion<\/strong><\/h2>\n\n\n\n<p>Having a budget app as a college student is much like having a career plan for your finances.<\/p>\n\n\n\n<p>It enables you to take the responsibility for your spending and control how much and on what you spend money.<\/p>\n\n\n\n<p>There are several budget apps for college students as we have outlined here, getting one for yourself is one step in cutting down unnecessary expenses.<\/p>\n\n\n\n<p>Using any of the best budget apps for college students helps to reduce spending to a large extent.<\/p>\n\n\n\n<p>Without a budget or even something to keep track of you spending wastefully is inevitable.<\/p>\n\n\n\n<p>You now have our recommendations, take your pick and control your finances.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"references\">References<\/h2>\n\n\n\n<ul>\n<li><a href=\"https:\/\/post.edu\/blog\/10-best-budgeting-apps-for-college-students\/\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">https:\/\/post.edu\/blog\/<\/a> 10 Best Budgeting Apps for College Students to Help You Save Money<\/li>\n\n\n\n<li><a href=\"https:\/\/collegefinance.com\/saving-for-college\/budgeting-apps-for-students\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">https:\/\/collegefinance.com\/<\/a> 6 Best Budgeting Apps for College Students and How to Choose One for You<\/li>\n\n\n\n<li><a href=\"https:\/\/worldscholarshipforum.com\/budget-apps-for-college-students\/\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">https:\/\/worldscholarshipforum.com\/<\/a> 15 Budget Apps For College Students in 2023<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"editors-recommendation\">Editor&#8217;s Recommendation<\/h2>\n\n\n\n<div class=\"wp-block-stackable-posts stk-block-posts stk-block stk-4f082f9 is-style-default\" data-block-id=\"4f082f9\"><style>.stk-4f082f9 .stk-img-wrapper{width:100% !important}.stk-4f082f9 .stk-block-posts__title a{color:#0693e3 !important}<\/style><div class=\"stk-inner-blocks stk-content-align stk-4f082f9-column\"><div class=\"stk-block-posts__items\">&lt;!\u2013- \/stk-start:posts\/template \u2013-><div class=\"stk-block-posts__item\"><div class=\"stk-container stk-4f082f9-container stk--no-background stk--no-padding\"><article><h3 class=\"stk-block-posts__title has-text-color has-vivid-cyan-blue-color\"><a href='!#postLink!#'>!#title!#<\/a><\/h3><a href=\"!#postLink!#\" class=\"stk-block-posts__image-link\"><figure class=\"stk-img-wrapper stk-image--shape-stretch\"><img class=\"stk-img\" width=\"100\" height=\"300\"\/><\/figure><\/a><\/article><\/div><\/div>&lt;!\u2013- \/stk-end:post\/template \u2013-><\/div><div class=\"stk-inner-blocks\"><\/div><\/div><\/div>\n","protected":false},"excerpt":{"rendered":"Tracking our finances could be very tasking, but there are some budget apps for college students that adapt&hellip;\n","protected":false},"author":3526,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[15121],"tags":[],"jetpack_sharing_enabled":true,"jetpack_featured_media_url":"","_links":{"self":[{"href":"https:\/\/www.academicrelated.com\/wp-json\/wp\/v2\/posts\/603"}],"collection":[{"href":"https:\/\/www.academicrelated.com\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.academicrelated.com\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.academicrelated.com\/wp-json\/wp\/v2\/users\/3526"}],"replies":[{"embeddable":true,"href":"https:\/\/www.academicrelated.com\/wp-json\/wp\/v2\/comments?post=603"}],"version-history":[{"count":3,"href":"https:\/\/www.academicrelated.com\/wp-json\/wp\/v2\/posts\/603\/revisions"}],"predecessor-version":[{"id":34989,"href":"https:\/\/www.academicrelated.com\/wp-json\/wp\/v2\/posts\/603\/revisions\/34989"}],"wp:attachment":[{"href":"https:\/\/www.academicrelated.com\/wp-json\/wp\/v2\/media?parent=603"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.academicrelated.com\/wp-json\/wp\/v2\/categories?post=603"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.academicrelated.com\/wp-json\/wp\/v2\/tags?post=603"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}